choosing travel credit cardThere are many types of reward credit cards available in today’s market and some are tailored towards frequent travellers, allowing you to gain points for air miles, hotel accommodation and other travel related expenses when you use your card to make a purchase. If you do travel a lot then this can be an excellent way of saving money on your business or leisure trips in the future, and there are several top travel rewards credit cards that can offer you some excellent points programs and discounts.

There are several ways you can redeem your travel reward points and there will be some restrictions and limitations in how you spend your points with most programs, which will need to be taken into consideration. Typical limitations include:

  • You will most likely be required to book your trip at least either 14 or 21 days in advance in order to use your points.
  • You may have to stay a Saturday night during the trip.
  • Tickets paid for with points will be non-refundable in most cases, so you will not be able to get your points back if you have to cancel your trip.
  • Most trips will be limited to a 30 day duration.
  • Tickets will most likely be capped at a maximum price, so in many cases you will only be able to use your points for domestic or low cost flights.
  • Many cards will only allow you to redeem your points with affiliated airlines and hotel chains, and you may have to make all of your bookings through the card programs travel agent (may be offline or online), and this can prevent you from taking advantage of the best travel deals being offered when you book your trip.

Best Travel Credit Cards

The Starwood Preferred Guest Credit Card

starwood-travel-guest-credit-cardThis is a very popular travel reward credit card, as it offers one of the best hotel reward programs currently available, and also allows you to transfer these points into air miles (with affiliated airlines). There are also some great bonus deals on offer which can help you to save up even more points, such as a bonus of 5,000 air miles when you transfer 20,000 of the points you have saved into air miles. This is a great deal as you will most likely need at least 25,000 points before you can get a free domestic flight (in US), so this bonus really gives you a boost.

The Miles by Discover Card

miles-discover-travel-credit-cardThis card is ideal for those who wish to use their own travel agent (offline or online) to book hotels, flights and cruises, as it does not have as many limitations on how you can spend your points as some of the other leading rewards cards, and there are also less restrictions on how many days in advance you can book your travel using your points as with many competitors you will have to book at least 14 days in advance and this can be inconvenient for spontaneous travellers. Discover also provide a ‘Escape’ card which is well suited to those that want to earn air miles as opposed to hotel rewards, as it offers double air miles on every purchase you make.

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